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Whether or Not You Believe Credit Repair Works, You are Correct
Credit repair works for those people who are willing to devote the time and resources towards fixing their credit reports. Conversely, those who do not believe in credit repair will never see the benefits it can provide.
Is It Worth the Effort to Repair Your Own Credit?
Repairing your credit is something you can do yourself and there is no charge to do so. While this sounds enticing, the reality is that self credit repair is rarely as easy as it first seems. Repairing your own credit will likely take a significant amount of time and education.
Fair Credit Reporting Act Report Card
While the FCRA has made a positive impact on the credit reporting system, there are still a number of fundamental flaws in how your credit reports are constructed and how your credit scores are calculated. These flaws result in an unfair credit system that more often than not, punishes the consumer and rewards lenders.
Accurate vs. Inaccurate Credit Listings
Because of how accurate credit listings are defined by the FCRA and other legal rulings, many of the things on your credit reports that you think are accurate may not be.
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