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You Can't Sell Insurance to People Who Don't Want to be Sold to

By: Cheryl A. Clausen..




But don't you waste a lot of time and energy doing just that? You could be selling more insurance in less time with less work if you just knew how. Focus your efforts on people who already know they want what you have. You feel rejected when suspects continually turn you down, but they aren't rejecting you personally they'd reject anyone because they don't want what you're offering. When you try to sell to these people it's foolish and self-destructive. The reason you do it is because you're focusing on trying to fill your appointment book instead of focusing on only meeting with people who want to talk to you about what you have to offer.

No matter if you're communicating face-to-face, on the phone, or through your marketing materials you need to help your ideal client to go through a thought process that makes them want you to help them buy. You need to understand your market and what they want and what they want to avoid in order to do that. The best way to help them through this thought process is through a series of conversational questions that help them to make easy "yes" decisions so they are able to comfortably make the big "yes" decision.

Start off by asking about something you know they don't want or don't like. A "yes" answer to that question allow you to ask them about something they do want or would like. Expand on that by asking something that helps them to discover how getting what they want might benefit them in other ways too. The series of questions you're developing is building to the final question that gets them to give you permission to talk to them or show them something about what they want. You must phrase this question correctly. Here's a generic example, "if I can show you a way to get (whatever they really want) would you be interested in learning more about that"? For example, "if I could show you how to fill your appointment book with people who've already demonstrated they want to buy from you would you be interested in learning more about that"?

Now that you've gotten them very interested and excited to know more you have to have a great offer to get them to take action. As you know the best way to help someone buy is to engage and involve them. So using that proven technique develop an offer that engages and involves them in their "yes" decision.

Here's what I mean by that. Have you ever noticed that even in a face-to-face situation when someone seemed to be on board that when you asked for the appointment they backed away and gave you an objection or stall? That's because the moment you went directly for the appointment you actually damaged your opportunity for insurance sales success.

You can prevent that if you have an offer that is low risk and high value, so saying "yes" to the offer is a no-brainer decision. Plus you want the offer to deepen the relationship and experience they have with you building trust and rapport. You may have a report you can send them, and audio explaining it, or an event you invite them to. You'll actually sell much faster taking the seemingly slower approach plus you'll get far more referrals.

Article Source: http://www.orbitaloc.com/

About the author: Cheryl A. Clausen can help you get where you want to be. Look here to see how your Sales Skills measure up. You can succeed faster if you just had more time? Improve your Time Management Skills, look here.

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