Can Clinton Solve The Problem Of Health Insurance For Those With Pre-existing Conditions?

As the Presidential race heats up it is no surprise to see that health care and health insurance is towards the top of the agenda and, for many people, the prospect of finding an answer to the problem of getting low cost insurance cover for those suffering from pre-existing conditions may make Hillary Clinton's proposal an attractive choice. But will it work?

Like most proposals it sounds wonderful and promises to offer a range of new options for people who presently have health insurance and also for the forty-seven million Americans who are presently without any form of insurance. In addition, it promises to reduce your monthly premiums and give you better security of cover. For people suffering from pre-existing conditions it also promises to "end discrimination based on pre-existing conditions or expectations of illness".

Hillary Clinton's new plan to address America's health insurance needs calls upon providers to work collaboratively with employers and patients to offer a high quality of health care at an affordable price and on government to implement reforms to the health care system in order to both improve the quality of care and decrease costs.

This of course is exactly what everyone wants to see but if it were that easy why is the health care system in such a mess today and why are costs continuing to rise rather than declining?

The fact is that this is just the latest in a growing list of proposals to reform the health insurance system and is pie in the sky. In essence it is nothing more than a political proposal which is extremely well written and beautifully presented and will undoubtedly to some extent meet its objective, which is quite simply to drum up votes. It will not however do anything to improve health insurance as it is simple not based in reality.

Health care today is very big business and it has very little to do with offering health care and a great deal to do with making profits for the insurance companies. Now you can of course talk to the providers all you like however, unless the government is prepared to throw a considerable sum of money at the problem then costs will go on increasing.

Anyone who has experience of private medical care abroad will know only too well that much of the cost of providing care at home represents profits for the insurer and not the cost of providing care. You have only to seek major medical treatment in any of the many wonderful hospitals in the Far East to realize that you can obtain the very highest quality of care at a fraction of the cost of getting that same care in the United States. And if you believe that the quality of care abroad is not as good as it is in the US then think again because a substantial number of the hospitals throughout the Far East today are staffed by very highly qualified surgeons and doctors and have some of the most up-to-date equipment you will find anywhere in the world.

Now you can talk about working with the providers to bring costs down but the truth of the matter is that it is not in their interests to do so. Costs will remain at their present high levels and in fact will continue to rise until the government itself takes over responsibility for the provision of the majority of health care in the United States.

Article Source: http://www.orbitaloc.com/

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