Everyone knows the financial results of identity theft. Credit card fraud, poor credit, bounced checks and unpaid debt are common place due to stolen identities. Finance is not the only thing that can be ruined. Here is a list of some other types of identity theft.
Other Kinds of Identity Theft
The first type is character identity theft. You may be a risk of being charged with a crime if your character identity has been stolen. You may even end up spending time in prison. Character identity usually happens when your driver's license is stolen and the number used. Your driver's license is your most important piece of identification after you Social Security number. If your character identity is stolen you may not be able to find work because of unfavorable background checks.
Social Security number theft is one of the most serious forms of identity theft. With a stolen Social Security number someone can access just about any other piece of private information. Almost all identity theft happens because the person's Social Security number has been jeopardized. Tax information as well as bank statements and employment records all use it for identification.
Medical benefits are at risk as well. Social Security number is also used as Medicare ID. Without Medicare or other health insurance, people usually will be unable to pay for medicines or services given by a hospital or clinic. False information can be placed in health records, thus causing difficulty in getting health insurance. The less healthy a person is, the more difficult it is to find low rates on insurance.
Traffic violations are yet another consequence " drivers license theft is one of the more insidious types of identity theft. Using a drivers license, a criminal can get auto insurance under the victims number and refuse to make payments, harming credit in the process. Also, any traffic violation incurred under a particular license number shows up on record, increasing auto insurance prices.
Credit theft is probably the most familiar type of ID theft. This happens when someone acquires bank account information such as PIN numbers or credit cards. With just this little piece of information, they can apply for a loan in your name, do online transactions or even empty out your bank account. Very often the victim isn't even aware this has happened until the bill collectors call looking for the money owed for items bought.
Being aware of these types of ID theft will help keep you safe. You need to realize that finance is just one. Character and health and transportation can also be at risk.
Article Source: http://www.orbitaloc.com/
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